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SINGAPORE - Amid fears of an artificial intelligence bubble, much has been made of recent reports suggesting that AI has yet to generate returns for companies investing billions into adopting the tech.

But that's not what the chief executive of Southeast Asia's largest bank is seeing — she says her firm is already reaping the rewards of its AI initiatives, and it's only just the beginning.

"It's not hope. It's now. It's already happening. And it will get even better," DBS CEO Tan Su Shan told CNBC on the sidelines of Singapore Fintech Week, when asked about the promise of AI adoption.

DBS has been working to implement artificial intelligence across its bank for over a decade, which helped prepare its internal

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