Checking your credit score isn’t just about your credit history; it’s also one of the first indicators that you may have fallen victim to fraud.

“Some of the implications would be identity theft or fraud. That’s something the longer it goes on the more severe the consequences,” said the Credit Counselling Society ’s Tina Filion.

“I think what’s worrisome is how elaborate fraud has become,” she added.

Potentially, errors on your credit report can make it difficult to get a loan, rent a place, or impact future employment.

The non-profit Credit Counselling Society tells Consumer Matters the frequency of people finding mistakes on a credit report can be as high as 30 per cent and can negatively impact your credit score.

“It can be something as little as your name is misspelled, maybe

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