+ Follow us On Google

When taking up a health or life insurance coverage plan, individuals are required to accurately report their smoking habits and the frequency of alcohol consumption. Failing to correctly report their tobacco and alcohol intake could impact the payout of the insurance claims and even lead to dismissal of claims by the insurer due to undeclared aspects of the associated health risks.

Since excessive consumption of both tobacco and alcohol is linked with cancer, cardiovascular disease, lung illnesses, heart stroke and other chronic diseases that could cause fatality, insurers are keen to verify the risk levels an individual may be operating at. They do so by closely evaluating the claims filed against hospitalisation due to lifestyle compromises, including heavy dosa

See Full Page