Once upon a time, parents and children sat down together for the toughest talk: the birds and the bees. Now it’s time to face up to an even tougher conversation: the bills and the wills.

As the baby boom generation ages and their adult children mature in their careers, boomers confront the most difficult challenge — facing their own mortality. It comes as a shock to realize they may have to cede both power and control.

Boomers have been able to postpone the realities of aging through medical technologies like hip replacements and cataract surgeries and new drugs that extend active living. But reality eventually intrudes.

This holiday season is the perfect time to acknowledge the realities of aging. And if you’re fortunate to have a trusted “next generation” in your family, it’s time to

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