Key Points

Social Security spousal benefits can be an important source of retirement income, especially if there is an earnings disparity between spouses.

But there are a few things that all married couples need to know about first as to how Social Security spousal benefits work.

You need to make the right choices about when Social Security benefits will be claimed so you don't end up with less lifetime income.

The $23,760 Social Security bonus most retirees completely overlook ›

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