Industry experts advise that the journey toward making children financially aware should begin much earlier than most parents assume. Many families tend to provide for their children generously — whether through toys, gadgets, or experiences — but often skip the crucial conversations about how money is earned. “Money doesn’t appear magically, and everything a child wants cannot be simply handed to them. Introducing the concept of earnings early helps them build resilience and appreciation for value,” explains Anup Seth, Chief Distribution Officer at Edelweiss Life Insurance. Advertisement

For younger children, financial learning can begin through simple, everyday activities. Giving them a small allowance and helping them decide how to spend it teaches budgeting. Allowing them to compare

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