By Noam N. Levey November 14, 2025

Article HTML <br /> <span class="byline">Noam N. Levey</span></p> <p>LISTEN: Bad credit can keep you from getting a job, a car loan, or an apartment to rent. For many Americans, health care debt is to blame. KFF Health News senior correspondent Noam N. Levey appeared on WAMU’s “Health Hub” on Nov. 12 to explain why new federal guidelines on health care debt and credit reports worry some consumer protection advocates.</p> <p>More than 100 million Americans are estimated to have health care debt. In response, more than a dozen states have instituted laws to keep these unpaid bills off consumer credit reports.</p> <p>The Trump administration has been <a rel="noopener follow external" target="_blank" href="https://kffhealthnews.org/news/article/medical-d

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