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Kia’s mid-size SUV, the Seltos, continues to attract buyers with its blend of style, features, and competitive pricing. For prospective owners eyeing the base HTE O variant, understanding the full cost of ownership, including financing, can help plan the purchase better.

The ex-showroom price of the Kia Seltos HTE O stands at Rs 10.79 lakh. Prospective buyers in Delhi must factor in additional charges including around Rs 1.08 lakh for registration (RTO), Rs 48,000 for insurance, and other miscellaneous fees of Rs 17,622. Altogether, the on-road price of the Seltos HTE O comes to approximately Rs 13.03 lakh.

For buyers opting to finance the purchase, a down payment of Rs 2 lakh reduces the bank loan to Rs 11.03 lakh. Assuming a 7-year car loan at an interest rate

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