Every year, American taxpayers are eligible to put a certain amount of money into their retirement accounts, including 401(k)’s and IRAs. But each year, the upper allowable threshold for these accounts tends to rise. This is done in order for the limits to keep up with the rate of inflation. And now, the Internal Revenue Service (IRS) has announced its new limits for 2026. Here’s what you need to know.

What is the IRS 2026 401(k) limit?

According to a notice published by the IRS on November 13, the limit on individual contributions to various retirement accounts in 2026 is rising.

If you have a 401(k), 403(b), governmental 457 plan, or the federal government’s Thrift Savings Plan, you’ll now be able to contribute up to $24,500 for the 2026 year.

This represents an increase of $1,000 fr

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