This is a newsletter bonus question, and Pay Dirt is Slate’s money advice column.

Dear Care and Feeding,

My parents are aging and live in a beautiful paid-off home in a very desirable town. I have one brother. We’re both in our 30s, and we’re close—we’ve always been friends. But recently, the topic has been coming up of what happens with my parents’ home when they are no longer living in it. They have been wishy-washy about their wishes in their will.

My brother lives in our hometown where the house in question is located, has no children, and is unmarried. I have relocated to an equally desirable and expensive town north of where we grew up, am married, and have one small child (17 months old). I own my home, and we have a mortgage with a high interest rate. My brother is renting from

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