When you find the right new car after a long search, it can be tempting to close as soon as possible. But before you sign, there’s one question that can save — or cost — you thousands.

What should you do with your current car?

Should you trade it in at the dealership or sell it privately? It’s more than a convenience question — it’s a strategy. And with used-car prices still unsettled, the right choice can make a real financial difference.

Let’s break down what actually matters and what the dealership won’t always volunteer.

Financial fork

Most buyers can’t keep their old car when upgrading. They use it as part of the down payment. But there are two very different paths:

Trade it in.

Sell it privately for typically more money.

Reality check: Dealerships rarely offer full market va

See Full Page