SBI lending rates: Has State Bank of India lowered its MCLR rates for home loans and personal loans?

State Bank of India (SBI), the country's largest public sector lender, has kept its key lending rates unchanged for November 2025, retaining its Marginal Cost of Funds Based Lending Rate (MCLR) and External Benchmark-linked Rates such as Repo Linked Lending Rate (RLLR). SBI lending rates for November 2025