New research reveals the nation's biggest concerns are split along generational lines, with younger Australians burdened by economic anxiety, while older Australians are concerned by social issues.

The annual Heartbeat of Australia study, which captures the sentiment of more than 7000 regional and metropolitan Australians, found that affordable housing was a persistent issue for Millennials and Generation Z.

This was followed by concerns over economic conditions and high interest rates.

The survey found older Australians were more likely to be concerned with broader social issues, with crime topping the list.

ACM national property news director Jen Melocco said strong regional price growth was making it more difficult for first-home buyers to enter the market.

"While property pric

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