CLEVELAND — The Ohio Department of Commerce has created an online Holiday Budgeting Guide to help you keep track of your spending.

Kenyetta Bagby, the Commerce Department's consumer affairs manager, told Good Morning Cleveland anchor Mike Brookbank the guide offers tips and tricks for managing holiday finances. It also includes a holiday budget template you can print out to record additional purchases.

"Gifts, travel, what you're spending for food, decorations, entertainment, a lot of people don't take that into consideration," Bagby said.

Those costs can add up quickly. Consumers are expected to spend an average of $890 per person on holiday items, according to the National Retail Federation .

"We usually tell people to set aside a 10 to 15% buffer so if they are encroaching that

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