Ifind myself always telling stories about Southern folks, but this one is about a retired Yankee. This fellow was from Michigan and had put in 27 long years at a Detroit factory before retiring. He took his life’s savings, moved to Florida and bought a house with a swimming pool in a very affluent neighborhood. All his working years, he’d dreamed of having a house with a pool.

The neighborhood, he soon learned, was practically infested with doctors—about 90% of the residents were medical professionals, and all of them had nice pools. He also discovered a nightly ritual: midnight skinny-dipping. From his patio, he’d watch and listen as, just before midnight, naked bodies sailed off rooftops and splashed loudly into the water.

One hot July night, as he sat listening, he decided to join the

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