By Jonathan Stempel

(Reuters) -The Federal Deposit Insurance Corporation filed a lawsuit accusing Capital One of paying nearly $100 million less than it should have to help bail out depositors of Silicon Valley Bank and Signature Bank, which both collapsed in 2023.

Capital One was sued on Monday night in the federal court in Alexandria, Virginia, two months after the sixth-largest U.S. commercial bank filed its own lawsuit accusing the FDIC of trying to charge $149.2 million too much.

At issue is whether Capital One underreported its uninsured deposits by excluding a $56 billion position between two subsidiaries from regulatory reports describing the McLean, Virginia-based bank’s financial health.

The FDIC uses deposit data when calculating special assessments it charges banks to recou

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