Upset pregnant woman and her husband planning family budget, using calculator and laptop, lack of money. (Getty Images)

We’ve all heard the phrase: “You think making money is hard? Try being broke.” But here’s the truth—there’s more than one way to be broke. Some people are broke because they overspend. Others because they’re underpaid. And then there are those who look rich, live poor, and can’t figure out where all their money went.

Being broke isn’t always about not having money. Sometimes it’s about how you think, how you manage, or how you move with the money you do have. In my years of coaching, I’ve seen broke come in many forms—and every type has a cure.

Here are 10 kinds of broke that keep people stuck, and how to break free from each one.

1. Overspending Broke—The Lifestyle T

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