Each week, we answer money questions from around the web on the NerdWallet app. Here are three of the trending questions from the month of November:

Should I shop early to save on holiday expenses?

Starting your holiday shopping early can help you spread out your expenses over many months instead of paying for all your purchases in the final month of the year. Early shopping also allows you to take your time, compare prices and wait for sales.

But you don’t want to buy everything on your list too early, because you could miss out on some of the biggest sales. Retailers start holiday sales in mid-October and prices tend to fluctuate as we approach the end of the year.

Some product categories, like toys, tend to see their lowest prices right before the holidays. Many types of electronics

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