If you have only Rs 5,000 to invest every month, you are not alone. A large number of Indians start their investing journey with this amount. And with SIPs becoming the most popular way to build long-term wealth, many new investors want to know how to divide this money, which funds to pick, and how long it will take to reach big goals like Rs 1 crore.

The worries are common. Should you put the whole amount in one fund? Split it? Choose equity or hybrid? How much risk is too much? And the most asked question, can Rs 5,000 a month really help you build serious wealth one day ?

The good news is that India’s growth in SIP investing shows that small, regular amounts can build meaningful wealth when invested with discipline. And today, more people than ever before are joining the SIP route.

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