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Many people struggle financially during the holidays, with nationwide sales projected to exceed $1 trillion.

The average household carries over $10,000 in credit card debt, making a holiday budget essential.

Jackson, Mississippi residents are estimated to spend an average of $867, while Gulfport residents will spend about $675.

Palo Alto, California, has the highest projected holiday budget at $4,485.

It can be hard to budget for the holidays. Many people are struggling financially, and holiday magic runs on time, energy and, frankly, money that everyone doesn't have.

You want to give friends and family presents that send just the right message. You know what they like. You love them, and you totally spent the appropriate amount of money on this gift. It was no

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