Actual returns over SIP and lump sum investments may vary due to multiple factors. (Image: Freepik) Show Quick Read Summary is AI Generated. Newsroom Reviewed

Mutual funds have become a popular choice for investors seeking higher returns than conventional savings instruments. They are easy to access, well-managed and appropriate for both one-time and recurring investments.

To build a corpus of Rs 1 crore, investors look at two main choices: investing through a lump sum or a Systematic Investment Plan (SIP). Both can contribute to wealth accumulation, but they work differently.

SIPs Vs Lump Sum

Mutual fund SIPs allow investors to invest a small amount at regular intervals, generally every month, instead of a huge sum at once. It could be a suitable choice for investors who want to

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