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Friends…hello. I’m BACK. My wife and I welcomed a new baby a few months ago. We now have two kids (still weird to say kids, plural), and we couldn’t be happier. Do we want more sleep? Always. Am I ready to start taking your emails and tips again? You BETCHA: [email protected] .

Did you have fun with open enrollment?

KFF 2025 Employer Health Benefits Survey

Most of this week’s newsletter is going to focus on employer health insurance. A plurality of Americans are covered this way, and enrolling in a health plan was my most pressing task as I returned to work.

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