Business is brisk on Washington’s state health exchange.

The open enrollment period began November 1. Washington HealthPlanFinder reports its web and phone traffic were up nearly 50% during the first week, compared to 2024.

Exchange chief executive Ingrid Ulrey says people are worried about the effects on their subsidized care when federal Obamacare tax credits expire at the end of the year. She says those effects will be different for different people. Some will face big increases in their premiums, depending on their age and income. Others will see little change.

Ulrey says some people have already decided to drop their policies because they will be too expensive without the subsidies. Others are hanging on for now.

“Then when the first bill comes in 2026, that's when they might de

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