ATLANTA — Drivers saw rising auto insurance bills in recent years, yet the industry was not seeing gains, an advocate told state lawmakers Friday.

Companies offering commercial, health and life insurance were posting ever higher pre-tax operating gains, but not those in the auto and home insurance segments, said Robert Passmore of the American Property Casualty Insurance Association.

Data he presented to a special committee of the House of Representatives showed industry gains in that “personal” insurance segment falling below zero in mid-2021 before bending back up later that year but still in the red in 2023.

Passmore blamed more aggressive, speedy and distracted driving — and more expensive repairs.

As vehicles have become more computerized, even once-simple repairs, like replacing

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