The Trump administration left nursing off a list of “professional” degrees in a move that could directly limit how future nurses will finance their education.

Removing the profession from the list will have a major impact, after the passing of President Trump’s One Big Beautiful Bill Act, which introduced a cap on borrowing.

As of July 1, 2026, students who are not enrolled in professional degree programs will be subject to a borrowing cap of $20,500 per year and a lifetime cap of $100,000.

However, professional degrees offer higher loan options, with the ability to borrow $50,000 per year and a $200,000 lifetime cap.

‘A backhanded slap’

Nursing is the largest healthcare profession in the United States, with about 4.5 million registered nurses.

And given that most nurses (76%) rely o

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