By Kevin Harris and Cleve Mesidor

Congress is actively working on groundbreaking legislation that would provide much needed regulatory clarity. The Digital Assets Market Structure legislation being developed by the U.S. Senate Agriculture and Banking committees can be better positioned to foster economic growth, promote financial education, and support guard rails for the early and vibrant segments of Americans who actively leverage digital assets.

In Washington, debates over crypto are too often conflated with tensions with Wall Street incumbents, entrenched regulatory turf wars, and the race for global competitiveness. As a result, a critical voice is often absent from deliberations: small financial institutions that have long been the backbone of underserved rural and urban neighborho

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