A recent analysis reveals a growing crisis in housing affordability across the United Kingdom, with lower-middle-income households excluded from homeownership in most cities.

Households earning between two-thirds and twice the local median income are traditionally considered middle class in Britain, and according to Morta UK’s latest report, 42 out of 47 surveyed cities have become unaffordable for households at the lower end of this bracket.

This marks a troubling shift where lower-middle-income earners struggle to buy or rent homes within urban centres.

And the widening affordability gap is aggravating social housing pressures, as well as highlighting significant regional disparities in the housing market.

Key urban areas such as London and Oxford exhibit the widest affordability

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