WFTS

TALLAHASSEE, Fla. — Florida's leaders are offering two starkly different assessments of the state's troubled insurance market, setting the stage for a political battle heading into 2026.

Republicans say reforms are finally working, with rates stabilizing and, in some cases, dropping. Meanwhile, Democrats argue families are still getting crushed by premiums for homes, condos and cars, fueling what they call the state’s true affordability crisis.

CFO Ingoglia says reforms are paying off

Florida CFO Blaise Ingoglia, a Republican, sat down with Scripps Capitol reporter Forrest Saunders and defended the state’s overhaul of insurance litigation and fraud rules, saying the changes are now producing real results.

"When you look at the reforms that we did three years ago, clearly the re

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