In July, President Donald Trump signed the Republican-crafted One Big Beautiful Act into law, a legislative behemoth that boasted close to $4.5 trillion in tax cuts and changes to society-safety programs that sparked the ire of fiscal hawks and Democrats alike. But deep within the massive bill was a less discussed change to the federal government’s financial-aid program with significant implications for students across a variety of fields — including nursing, the nation’s largest health-care profession.

As part of the funding package, the U.S. Department of Education is ending the Grad PLUS loan program, which allows prospective graduate students to borrow up to the full cost of attendance. Instead, the agency will be instituting borrowing caps, making the maximum figures dependent on w

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