A Reddit user recently posited that it’s better to use a credit card to make purchases than cash or debit cards. With a credit card, the poster wrote, you can enjoy cash back or rewards, which you don’t get with cash or debit cards.

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Respondents were quick to point out that credit card usage isn’t so cut and dry for everyone. Sure, using a credit card works well for people who pay off the balance in full each month, but not every

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