The government has various schemes to help out those in financial need (Image: Getty )

With the final weekend in November upon us you're probably starting to think about Christmas presents - if you haven't done so already. If you're at a loose end this weekend and haven't decided what to do with your day there's a Welsh city you could head for that's got the brilliant shopping, delicious places to eat and drink and lots of Christmas activities, shows and more.

Cardiff's city centre is bursting with the annual Christmas market, the brilliant indoor market where you can get fruit and veg, spices and bread alongside a raft of streetfood stalls selling pizza, Japanese-style sandos, coffee, tacos and more.

Unlike places like Bath or Birmingham, which get way, way too crammed, modestly-si

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