DEAR ABBY: I’m in my early 30s and have decided to lead a child-free life.

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I think having a kid in the current state of affairs (rising costs, social injustices, crime, global warming, etc.) is unkind and irresponsible.

But I’m worried that I won’t have anyone to look after me if (or when) I am immobilized due to age. What are your thoughts?

— WORRIED MILLENNIAL

DEAR MILLENNIAL: Oh, I am so glad you asked me that!

Having a child hoping it will guarantee that you will have someone to care for you in your old age is not old age insurance. There are no guarantees, as anyone who has read my column for any length of time can attest.

As you grow older, it will be up to you to provide for your old age by consulting an attorney or a financial planner to ensure you have enou

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