Maybe Christmas . . . doesn’t come from a store.

Nearly two in three Americans say the economy will make the holidays less fun this year, according to a new report from WalletHub called “ The Grinch Economy .”

With inflation high , the labor market cooling and fears about tariffs boosting prices, consumers plan to tighten their belts this holiday season.

As many as 85% of people surveyed said they’ll spend either the same amount or less compared to last year — while 60% said they planned to give less to charity.

And that’s not all — one in three say they’ll go as far as applying for a new credit card just to help with holiday shopping, and almost half won’t pay for gifts in full by the due date.

In fact, one in four people are still paying off last year’s holiday debt, WalletHub

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