Inside Higher Ed
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Two decades ago, Uncle Sam offered a helping hand for college graduates who desired careers that required advanced degrees by establishing a loan program known as Grad PLUS . That hand has now been withdrawn. Also known as Direct PLUS loans, this program allowed students to borrow beyond the $20,500 limit available through direct unsubsidized loans to cover their full cost of attendance. With the One Big Beautiful Bill Act signed into law last summer, Grad PLUS loans will no longer be an option for prospective graduate students after July 2026.
The question of whether colleges and universities raise their tuition prices as the availability of federal aid increases has been a hotly debated topic for more than four decades, with contradictory findings. One
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