An insurance agent offers advice to homeowners about options for coverage after a Brownsville mother lost the home she was renting to a fire.

Eleuteria Zarate spent the day going through her clothes to see if anything is still usable. They were among the few items she recovered after a fire destroyed her home.

"It does hurt what someone loses, right? That you have to start from zero, but what hurt us the most were the animals that couldn't be saved," Zarate said.

Zarate's two chihuahuas died in the fire on Jefferson Street in Brownsville last month.

She rented a white home for around three years with her children. She says no one was home when the fire started.

"It was the smoke that destroyed everything else, nothing could be saved. One side was completely burned down and the other s

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