America wants to put a little capitalism in every cradle. On GivingTuesday, Michael and Susan Dell promised a donation that would make the Rockefellers blush: $6.25 billion to top up "Trump Accounts," the new tax-advantaged investment accounts for U.S. children created this year. Their pledge—$250 each for 25 million kids—is meant to prod families to claim the benefit . The federal government, for its part, will seed $1,000 for babies born 2025–2028. If all goes to plan, accounts open to contributions in 2026 and pay out in adulthood for school, a first home, a business— capital for a life’s landmark acts .

The Dells' record-breaking generosity was widely lauded. But there might be a problem obscured by all the confetti. Programs like these are often celebrated at the White House podi

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