Families rely on gold for all uncertainties, including weddings, education, and hospital bills.(Image: iStock) Show Quick Read Summary is AI Generated. Newsroom Reviewed

Indian homes are museums of things no one remembers buying. Open a drawer, and you will find a bunch of old keys, mysterious screws, visiting cards, a Nokia charger, a web of wires, three cases of old spectacles – all kept because “they might be useful someday”.

Open another drawer, and you will find some real stuff – home loan papers, important documents, fixed deposit receipts, mother’s jewellery and so on. Half of these things are probably useless, but Indians don’t throw anything away so easily. Now imagine consultants telling you to keep only productive things and throw away all useless ones.

Will they conside

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