Ray J was hit with a lawsuit accusing him of owing a massive credit card debt days before he was arrested for making alleged threats to his estranged wife, Princess Love, Us Weekly can exclusively report.

On November 19, Ray J (real name: Willie Norwood) and his company Tronix Network were sued by American Express in Los Angeles Superior Court.

In court docs, American Express claimed Ray J, 44, and his company owed a total of $139,849.85 for breach of contract.

The credit card company claimed Ray J stopped making payments on the card in May and still owed the six-figure balance.

The Tronix Network is a streaming platform that Ray J announced in 2024. The One Wish singer has yet to respond to the lawsuit.

As Us previously reported, on Thursday, November 27, Ray J was livestreaming from

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