In Focus delivers deeper coverage of the political, cultural, and ideological issues shaping America. Published daily by senior writers and experts, these in-depth pieces go beyond the headlines to give readers the full picture. You can find our full list of In Focus pieces here .

Albert Einstein famously called it the “eighth wonder of the world” and one of the greatest “miracles” bestowed on humankind. Warren Buffett has called it the primary cause of his $160 billion fortune. And far from being a paean to mere frugality in the name of subsistence living, Ben Franklin’s famous adage that “a penny saved is a penny earned” is an homage to it.

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