New Delhi : Indian mutual fund investors today face a key decision — should they rely more on low-cost passive funds or choose actively managed funds that aim to beat the market? With the industry growing rapidly and investor participation at record highs, understanding this choice has become more important than ever.

A Fast-Expanding Mutual Fund Market

India’s mutual fund industry has seen extraordinary growth. As of October 2025, the total assets under management (AUM) crossed Rs 79.88 lakh crore, a massive jump from 2015 levels. This rise is driven mainly by retail investors through SIPs, increased financial awareness, and better access to investment platforms.

One major trend shaping the market is the rapid rise of passive investing. Passive funds — especially index funds and ETFs

See Full Page