Our homes are often our biggest investments, and protecting them should be everyone’s priority. Making our homes stronger and safer prevents damage and saves money on our insurance premiums. Commissioners at the National Association of Insurance Commissioners (NAIC) have discussed and prioritized this issue, and we all agree that mitigation is key.

The power of mitigation

“Mitigation” means taking action before disaster strikes. It’s about strengthening your home so it can better withstand storms , fires, or other damage. These improvements lower your risk of future losses, which helps keep insurance costs down.

I’ve put together some simple steps that every homeowner can take:

– Installing security systems, adding alarms, smart locks, and monitored systems, can earn discounts of 5

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