Congress is finally getting back to work after the government shutdown, and it’s critical that lawmakers act on legislation to address the most significant financial burden facing West Virginia families: health care. Both parties agree this issue demands attention. With health care once again at the forefront of the national conversation, and with leaders searching for common ground, Congress should start by passing the Strengthening Benefits Plan Act of 2025.

Few Americans realize that billions of hard-earned dollars are currently locked away in overfunded 401(h) accounts, sitting idle. These accounts, many of which are overfunded by employers, hold surplus funds that can’t be used for other purposes due to outdated legal restrictions. As a result, money that could be helping employees r

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