BOISE (Idaho Capital Sun) — Idaho Republican Congressman Russ Fulcher is hoping to expand the use of private, short-term health insurance.

Fulcher on Thursday announced the introduction of the Removing Insurance Gaps for Health Treatment (RIGHT) Act of 2025, which would extend the maximum allowance for short-term health plans from four months to up to three years.

Short-term, limited-duration insurance, known as STLDI, are private insurance plans designed to cover temporary gaps in health coverage. The plans are sometimes less expensive than plans offered through state health insurance marketplace plans, but do not always cover as many services and are not subject to the same consumer protection regulations as those compliant with the Affordable Care Act.

“Four months is far too short a

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