It’s crunch time for Congress to extend the Affordable Care Act’s enhanced premium tax credits into 2026, with votes anticipated this week in Washington on competing bills to do just that.

But there’s no agreement yet among Democrats and Republicans on how to accomplish that goal, increasing the likelihood that enhanced tax credits will go away at the end of the year and people enrolled in the health insurance plans will see dramatically higher monthly premiums come Jan. 1.

“This might be the stark reality in the new year,” Indiana County resident Tony Gonzales, who will see his family’s monthly ACA premiums jump 57% to $368 in 2026 without the enhanced tax credits. “It’s just at a standstill.”

Obamacare has always included government tax credits to make health insurance premiums afford

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