The 401(k) hardship rules were designed to protect long-term retirement security, not to offer quick fixes for debt. Getty Images/iStockphoto

Credit card balances just keep climbing nationwide, with borrowers now owing over $1.23 trillion in collective credit card debt . As a result, millions of Americans are feeling the increased pressure that this type of debt can place on their budgets. And, there are other economic hurdles to contend with right now, too, like record-high credit card rates and the inflationary environment , which are making it even tougher to fit both necessities and debt payments into the budget.

Given these financial hurdles, it makes sense that borrowers are searching for ways to get ahead of their card debt . That includes tapping into things lik

See Full Page