In a plea alleging that the petitioner's CIBIL score has been wrongly shown as negative, the Supreme Court on Monday directed Punjab National Bank and State Bank of India to file affidavits stating whether he has any loan and whether he has ever defaulted.

A bench of Justice K.V. Viswanathan and Justice S.V.N. Bhatti was dealing with the petitioner's grievance that his credit score has shown negative since 2020 despite there being no loan and no default, which has prevented him from availing financial facilities.

“ We do not have the versions of the banks, namely, Punjab National Bank and State Bank of India. We want both the Punjab National Bank and State Bank of India to file affidavit setting out whether the petitioner has any loan and if there is any default ”, the Court ordered.

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