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How to save money on energy bills has been revealed ahead of Christmas - from servicing boilers to turning heat down and using smart tech.

“When it comes to staying warm and saving energy, small changes can make a big difference,” says Sarah Pennells, a consumer finance specialist at the investment company Royal London.

Turning down your thermostat from 22C to 21C can save a typical household £90 a year in Great Britain, according to the Energy Saving Trust. And households can also reduce the flow temperature on boilers. On many boilers the flow temperature is set too high by default, at about 75-80C.

READ MORE UK households to notice extra £22 in bank accounts after energy bill change

Reducing it to about 60C can cut your gas bill without making much difference to how wa

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