on money

Buffalo Bills quarterback Josh Allen runs for a touchdown against the Cincinnati Bengals in Orchard Park, N.Y., last Sunday.

Personal finance is a funny thing. On the one hand, the fundamentals are always the same: Spend less than you make, invest in a diversified portfolio to build long-term wealth and so on. If you’re a long-time reader of this newsletter you know them well.

On the other hand, the financial obstacles and traps people face are constantly evolving. In a recent episode of The Globe’s Stress Test podcast, personal finance editor Roma Luciw and I took a close look at a growing hazard: online sports betting.

App-based gambling has exploded in Ontario since Canada legalized single-event sports betting in 2021 and the province went all-in by allowing private sports-

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