US Senate Democratic Leader Chuck Schumer speaks following Senate votes on competing healthcare plans, at the U.S. Capitol in Washington DC, on December 11, 2025. Kevin Lamarque/Reuters

Americans are being failed by their government.

As it stands, Congress will go home for the holidays without rescuing millions of people whose health insurance premiums will double or more next year. This will mean agonizing dilemmas over already stretched family budgets. Or even decisions not to have any health insurance at all.

A typical day Thursday of congressional dysfunction, blame shifting and an absence of political courage failed to solve the impasse. At the other end of Pennsylvania Avenue, a disinterested president had other things to do.

With Covid-era health insurance subsidies due to e

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