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Arranging a funeral can be overwhelming for those grieving.

It’s not always the most wonderful time of the year. More Canadians die in December and January than in any other months, which means the holidays are filled with grief for some.

And if the deceased didn’t plan in advance, arranging funerals can be gut-wrenching and full of overwhelming questions: What type of service? Burial or cremation? What about flowers and pamphlets?

People often end up booking the nearby funeral home, making decisions on the fly. They’re just not in the headspace to compare costs and options, says Mark Duffey, president and chief executive officer at Everest Funeral Package LLC in Houston.

Everest, which also has offices in Canada and the U.K., sells small life insuran

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